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MA & CoAccountants

UK Digital Accountancy

Accountancy, brought fully up to date.

MA & Co is a digital-first, advisory-led accountancy in Croydon. Real-time numbers, cloud software and proactive tax advice, with deep expertise in cross-border and non-resident landlord work.

FreeAgent, Xero and QuickBooks certified

  • FreeAgent
  • Xero
  • QuickBooks
  • HMRC recognised
  • Companies House
01Who we help

Built for the way you actually work.

We focus on the clients we know best, so the advice is specific, not generic.

Contractors

Limited company and umbrella contractors who want take-home pay optimised and IR35 handled properly.

Landlords

Resident and non-resident landlords needing property accounts, NRL scheme support and clean self assessment.

Medical Professionals

Locums, consultants and private practitioners balancing PAYE, private income and pension complexity.

Startups

Early-stage founders who need clean books, runway visibility and advice that keeps pace with growth.

SMEs

Established small and medium businesses wanting reliable compliance and a finance partner, not just a filer.

Flagship expertise

Cross-border and non-resident landlord specialists.

International tax is where good advice earns its keep. We help non-resident landlords stay compliant under the NRL scheme, untangle residence and domicile questions, and coordinate UK obligations for clients living and earning across borders.

It is detailed, deadline-driven work. We make it feel handled.

What we cover

  • Non-resident landlord (NRL) scheme registration and annual returns
  • Residence, domicile and split-year tax reviews
  • Double taxation relief and treaty positions
  • Expat and inbound UK tax coordination
  • Active reach across the UK, Malaysia and Singapore
03Why digital-first

The advantages compound.

Digital-first is not about gadgets. It is about better information, sooner, so decisions and advice are simply more useful.

Real-time numbers

Your figures are current, not historic. Decisions get made on what is true today, with reconciled data you can trust.

Cloud software

We work in FreeAgent, Xero and QuickBooks, so your records are secure, accessible and always in sync with ours.

Proactive advice

We look ahead and raise the conversation early, rather than reporting on decisions after the window has closed.

Fixed monthly pricing

One clear monthly fee agreed up front. No surprise invoices, and no hesitation about picking up the phone.

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Clients served

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Years in practice

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Typical response time

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Cloud platforms certified

04How onboarding works

From first call to fully onboarded, without the friction.

A clear, four-step start. We handle the admin and the migration, so switching to us is genuinely painless.

  1. 01

    Discovery call

    A short, no-pressure call to understand your business, your goals and where the current setup is letting you down.

  2. 02

    Proposal & fixed quote

    A clear scope and a fixed monthly fee. You know exactly what is covered and what it costs before anything begins.

  3. 03

    Onboarding & migration

    We handle the authorisations, set up your cloud software and migrate your records cleanly, with no disruption to you.

  4. 04

    Ongoing advisory

    Regular numbers, proactive check-ins and a named contact who picks up. Compliance handled, advice always close by.

In their words

Trusted to handle the detail.

A sense of how clients describe working with us. Real, attributed quotes replace these before launch.

For the first time I understand my numbers in the month they happen, not six months later. The advice is proactive and genuinely plain English.

Founder, technology startup

London

As a non-resident landlord the NRL paperwork always felt like a trap. They handled the scheme, the returns and the treaty position without me chasing anything.

Non-resident landlord

Singapore

Moving from a traditional firm felt overdue. The onboarding was painless, the software is clear, and the fixed fee means I never hesitate to ask a question.

Director, professional services

Croydon

Global reach

Built in the UK. Reaching further.

Rooted in Croydon and serving clients across the UK, with active expansion into Malaysia and Singapore to support our cross-border work.

Croydon headquarters

United Kingdom

Active expansion

Malaysia

Active expansion

Singapore

Ready when you are

Let's talk about your numbers.

Book a short, no-pressure call. We will tell you honestly whether we are the right fit, and what working together would look like.

Prefer email? hello@maandcoaccountants.com